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Welcome to

Florida Delayed Financing

by Fidelity Home Group
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Florida Delayed Financing

Refinance Program

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Florida Delayed Financing

Condo Cash-Out Refinance

View Loan Assumptions
 Rates subject to change without notice

 Conforming Loan amounts up to $806,500 | FHA Loan Limits are specific to each Florida County
Check to See Florida FHA loan limits here

Florida Delayed Financing Mortgage

At Fidelity Home Group, we are Florida Delayed Financing Mortgage Experts! We offer more options, more transparency and a simpler way to find the right delayed loan program for your unique situation.

Delayed financing enables individuals who purchased a property with cash to quickly secure a mortgage through a cash-out refinance loan within 90-days of purchase. This approach allows homeowners to access a portion of the funds tied up in their property for a variety of purposes. Essentially, it offers a means to leverage equity from an all-cash sale, freeing up funds for various expenses.

Although a beneficial option for suitable buyers, it’s important to note that delayed financing is not a distinct type of financing. Instead, it serves as an exception to the cash-out refinancing guidelines established by Fannie Mae and Freddie Mac, which typically impose a waiting period of six months for a cash-out refinance. However, in the case of an all-cash purchase, there is no mandatory waiting period before you can refinance your home.

You need a partner who is a Florida Delayed Financing Mortgage Expert, knows the current mortgage market and the Florida Delayed Financing Mortgage process. We will advise you when to think on it, sleep on it or go all in on it.